A decision for a beginner, not a spec sheet. Scores are our weights. Prices are the public plans, and anything marked verify on the tool page should be re-checked before you pay.
Pick Lovable if you want a web app or SaaS you want to describe in the browser.
Pick Windsurf if you want an editor agent at $20 with frontier models and cloud agents.
A browser builder for web apps, with a hard monthly cap on the free plan.
Cheapest verified paid plan: Pro 100 · $25/mo
The editor formerly called Windsurf, now sold as Devin Desktop.
Cheapest verified paid plan: Pro · $20/mo
Web app or SaaS
Mobile app
Game
Website or landing page
Automation or script
No code
I can follow a change
I already develop
Last verified 2026-10-19
Individual
Free
Verified5 build credits per day, maximum 30 per calendar month. 20 Cloud credits, 4 AI credits, and 1 connector credit per month. No code edit, code download, or custom domain.
Daily credits resume on the 1st at 00:00 UTC after the monthly cap.
Individual
$25/mo
VerifiedAnnual is $250 ($21/mo), two months free versus monthly.
100 monthly credits, plus 5 build credits every day with no monthly cap. 20 Cloud credits, 4 AI credits, and 1 connector credit per month. Code edit, download, custom domain, badge removal. Top-ups are $15 per 50 credits.
The ladder runs from 100 to 10,000 credits. Higher rungs cost more. See the Pro tier table in Lovable's docs.
Individual
$50/mo
VerifiedAnnual is $500 ($42/mo).
200 monthly credits. Same Pro features as the $25 tier.
Last verified 2026-10-19
Individual
Free
VerifiedLight agent quota, limited models, unlimited inline edits, and unlimited Tab. Quota size is not published.
Price and qualitative limits are from the Devin pricing page. The missing number is stated, not invented.
Individual
$20/mo
VerifiedDaily and weekly quotas, frontier models, free use of SWE-2, Devin Cloud, and extra usage at API pricing. One user. Quota size is not published.
Devin docs describe Pro as the entry individual plan at $20/mo. The pricing page lists free use of SWE-2 and does not print an end date for it.
Individual
$200/mo
VerifiedEverything in Pro with a significantly larger weekly quota and no daily cap. The quota multiple is not published as a number.
The no-daily-cap rule is on Devin's self-serve plan docs. The pricing page says significantly higher quotas and does not print a number.
Daily build credits reset at 00:00 UTC and do not roll over. On Free they stop after 30 in a calendar month until the 1st. Paid monthly credits last two months from issue.
On Free, wait until the next UTC day, or until the 1st if you already used 30 build credits.
Pro has daily and weekly quotas. Max has a weekly quota and no daily cap. Cognition does not publish the size. Past the quota, paid plans can buy extra usage at API pricing.
Check the in-app quota before you assume you need a new tool. Pro resets daily and weekly. Max has no daily cap, so a heavy afternoon may not clear overnight.
Windsurf's cheapest paid plan the ranking counts is Pro at $20/mo. Lovable's cheapest paid plan the ranking counts is Pro 100 at $25/mo.
Lovable is for a web app or SaaS you want to describe in the browser, a marketing site when you also want a simple app behind it, and beginners who do not want to open an editor on day one.
Windsurf is for an editor agent at $20 with frontier models and cloud agents, developers comparing Windsurf with Cursor's current plans, and people who still search for Windsurf and need the current product name.
Lovable scores 5 out of 5 for someone who does not want to read code. Windsurf scores 1 out of 5. Lovable has the higher no-code score. One of the few tools in this set that is honest about a no-code start. You are in an IDE. Do not start here if you wanted a form.
Lovable: 5 build credits a day, capped at 30 per calendar month, plus 20 Cloud credits, 4 AI credits, and 1 connector credit. You cannot edit or download the code, or attach a custom domain, until Pro. Windsurf: A light agent quota, limited model access, unlimited inline edits, and unlimited Tab. Cognition does not publish the quota as a number.