A decision for a beginner, not a spec sheet. Scores are our weights. Prices are the public plans, and anything marked verify on the tool page should be re-checked before you pay.
Pick Cursor if you want a web app or SaaS you will keep editing in a repo.
Pick GitHub Copilot if you want an assistant inside VS Code, JetBrains, or GitHub.
An editor with agents, built for people who can read a diff.
Cheapest verified paid plan: Plus · $8/mo
An IDE assistant at $10 a month, if you already live in GitHub.
Cheapest verified paid plan: Pro · $10/mo
Web app or SaaS
Mobile app
Game
Website or landing page
Automation or script
No code
I can follow a change
I already develop
Last verified 2026-10-19
Individual
Free
VerifiedLimited Agent and Chat requests, and Tab completions on Cursor models (Grok and Composer). No published request count. Third-party models are not available.
The current free plan on cursor.com/pricing. Legacy Hobby is the same kind of limited trial for older accounts.
Individual
$8/mo
VerifiedAnnual is $80/yr on Cursor's pricing docs.
Base weekly pool for Cursor models (Grok 4.7, Grok 4.6, Grok 4.5, and Composer 2.5), shared with Grok. Fast is off and effort is medium. No Auto, Cloud Agents, third-party models, or your own API keys. The pool size is not published as a prompt count.
The entry paid plan. Cursor recommends Premium, not Plus, for new agent users.
Individual
$30/mo
VerifiedAnnual is $300/yr on Cursor's pricing docs.
4x Plus usage of the weekly Cursor-model pool. Adds Cloud Agents, Automations, Origin, Bugbot, and third-party models at API list price from prepaid credit. Third-party models are not included in the $30.
Cursor's pricing page calls this the plan for new AI users.
Individual
$100/mo
VerifiedAnnual is $1,000/yr on Cursor's pricing docs.
15x Plus usage, plus priority model access at peak times. Third-party models bill the same way as on Premium.
The plan Cursor points daily agent users to.
Individual
$200/mo
VerifiedAnnual is $2,000/yr on Cursor's pricing docs.
50x Plus usage, plus earliest access to new products and models. Third-party models bill the same way as on Premium.
For several agents or automations, not a first plan.
Individual
Free
VerifiedAgent, Chat, and Tab with limited usage. No Cloud Agents, Bugbot, or Origin. No on-demand usage. No published request count.
The free plan from before The X Subscription. Not sold to new customers. Left out of budget matching so it does not duplicate Free.
Individual
₹649/mo, tax inclusive
VerifiedCursor Models pool only. No Other Models pool. Fast mode and effort controls are off. No on-demand usage.
Legacy regional plan. The legacy plans page still lists ₹649/mo, tax inclusive. Left out of US-dollar budget matching.
Individual
$20/mo
VerifyTwo monthly pools: Cursor Models and Other Models. Older help text listed $20 of included Other Models usage. The current legacy plans page no longer prints that dollar amount. Unlimited Tab. On-demand after the pools, if you turn it on.
Not sold to new customers. The $20 price is on the legacy plans page. The included Other Models dollar amount is no longer published, so this row stays Verify and does not count toward the budget.
Individual
$60/mo
VerifySame two monthly pools as legacy Pro, with more of each pool. Older help text listed $70 of included Other Models usage. The current legacy plans page no longer prints that dollar amount.
Not sold to new customers. The $60 price is published. The $70 pool figure is not, so this row stays Verify.
Individual
$200/mo
VerifySame two monthly pools, with more of each than legacy Pro+. Older help text listed $400 of included Other Models usage. The current legacy plans page no longer prints that dollar amount.
Not sold to new customers. The $200 price is published. The $400 pool figure is not, so this row stays Verify. New customers buy Ultra on The X Subscription instead.
Last verified 2026-10-19
Individual
Free
VerifyA limited free tier. The plans FAQ still lists 2,000 completions and 50 chat requests. The billing docs say 2,000 completions a month plus an AI credit allowance whose size is not stated, with auto model selection only.
The free price is real. On 2026-10-19 the chat allowance and the credit allowance still disagree across GitHub's own pages, so this row stays verify.
Individual
$10/mo
Verified1,500 AI credits a month (1,000 base + 500 flex). Completions and next edit do not use credits. 1 credit = $0.01.
From GitHub's usage-based billing docs for individuals.
Individual
$39/mo
Verified7,000 AI credits a month (3,900 base + 3,100 flex). Completions stay unlimited.
Flex allotments can change. Base credits are tied to the subscription price.
Individual
$100/mo
Verified20,000 AI credits a month (10,000 base + 10,000 flex).
The individual plan for sustained agent work.
On The X Subscription the included pool refreshes weekly, and unused included usage does not roll over. Legacy Cursor plans reset monthly with the billing cycle.
On a paid X Subscription plan, add prepaid credit or wait for the weekly reset. Third-party models on Premium and above are paid from that credit from the first request.
Monthly. Included credits do not roll over. Base credits are used before the flex allotment.
Wait for the monthly reset.
Cursor's cheapest paid plan the ranking counts is Plus at $8/mo. GitHub Copilot's cheapest paid plan the ranking counts is Pro at $10/mo.
Cursor is for a web app or SaaS you will keep editing in a repo, scripts and automations next to existing code, and people who can follow a diff even if they did not write it.
GitHub Copilot is for a developer who wants an assistant inside VS Code, JetBrains, or GitHub, staying near $10 a month, and web app and script work where you already have the repo open.
Cursor scores 1 out of 5 for someone who does not want to read code. GitHub Copilot scores 1 out of 5. The scores are the same. You will be reading diffs. If code on screen is a dealbreaker, use a browser builder. Copilot assumes an editor. It is the wrong first tool if you do not want files.
Cursor: Free includes limited Agent and Chat, plus Tab completions on Cursor's own models. Cursor does not publish a request count. GitHub Copilot: Free is real, with a tight cap. The plans FAQ still says 2,000 completions and 50 chats. A later billing post describes limited completions plus limited chat and agent usage. Confirm the live counter.