GitHub Copilot is for a developer who wants an assistant inside VS Code, JetBrains, or GitHub, staying near $10 a month, and web app and script work where you already have the repo open. The cheapest paid plan the ranking counts is Pro at $10/mo.
An IDE assistant at $10 a month, if you already live in GitHub.
Copilot is an IDE assistant, agent, and CLI measured in GitHub AI Credits. Paid plans keep code completions unlimited. Pro is the only verified individual plan in this set at $10. Free exists, and the exact free allowance is worth re-checking because GitHub's own pages describe it two ways.
A developer who wants an assistant inside VS Code, JetBrains, or GitHub
Staying near $10 a month
Web app and script work where you already have the repo open
Not great for
Building a SaaS from a browser prompt with hosting included
No-code landing pages
Native mobile or game production
Pricing tiers
Individual plans marked for budget matching can change the quiz. Team plans are listed so you can see them, and they do not decide a beginner's rank. Verify means confirm the live page before you quote or pay.
Free
Individual
Free
Verify
A limited free tier. The plans FAQ still lists 2,000 completions and 50 chat requests. The billing docs say 2,000 completions a month plus an AI credit allowance whose size is not stated, with auto model selection only.
The free price is real. On 2026-10-19 the chat allowance and the credit allowance still disagree across GitHub's own pages, so this row stays verify.
Pro
Individual
$10/mo
Verified
1,500 AI credits a month (1,000 base + 500 flex). Completions and next edit do not use credits. 1 credit = $0.01.
From GitHub's usage-based billing docs for individuals.
Pro+
Individual
$39/mo
Verified
7,000 AI credits a month (3,900 base + 3,100 flex). Completions stay unlimited.
Flex allotments can change. Base credits are tied to the subscription price.
Max
Individual
$100/mo
Verified
20,000 AI credits a month (10,000 base + 10,000 flex).
The individual plan for sustained agent work.
When you hit the limit
Monthly. Included credits do not roll over. Base credits are used before the flex allotment.
1. Wait for the monthly reset.
2. Set a dollar budget for extra credits. GitHub prices additional credits at $0.01 each, so $10 is 1,000 credits.
3. Switch to a lighter model. Credits burn faster on larger models and agent runs.
4. Move Pro ($10, 1,500 credits) to Pro+ ($39, 7,000) or Max ($100, 20,000) if you hit the cap mid-month.
5. Completions and next-edit suggestions stay unlimited on paid plans. If only chat and agent stopped, you can keep editing with completions.
GitHub Copilot is for a developer who wants an assistant inside VS Code, JetBrains, or GitHub, staying near $10 a month, and web app and script work where you already have the repo open. It is not great for building a SaaS from a browser prompt with hosting included, no-code landing pages, and native mobile or game production.
How much does GitHub Copilot cost?
The individual plans that can change the quiz are Free (Free, marked verify), Pro ($10/mo), Pro+ ($39/mo), and Max ($100/mo). The cheapest paid plan the ranking counts is Pro at $10/mo. Team plans and other rows on this page do not decide a beginner's rank.
Does GitHub Copilot have a free plan?
The Free plan is Free. Free is real, with a tight cap. The plans FAQ still says 2,000 completions and 50 chats. A later billing post describes limited completions plus limited chat and agent usage. Confirm the live counter.
What happens when I hit the GitHub Copilot limit?
Monthly. Included credits do not roll over. Base credits are used before the flex allotment. Wait for the monthly reset.
Can I use GitHub Copilot if I do not want to read code?
Fitbuild scores GitHub Copilot 1 out of 5 for someone who does not want to read code. Copilot assumes an editor. It is the wrong first tool if you do not want files.
Free tier in one line: Free is real, with a tight cap. The plans FAQ still says 2,000 completions and 50 chats. A later billing post describes limited completions plus limited chat and agent usage. Confirm the live counter.